9th Circuit Affirms Bankruptcy Supremacy over FDCPA

In McCarther-Morgan v. Asset Acceptance, LLC, 2010 WL 1417868 (9th Cir. 2010), the Court of Appeals for the Ninth Circuit affirmed Bankruptcy supremacy over the FDCPA and Rosenthal Act, explaining: 

Betty Jean McCarther-Morgan appeals the dismissal of her adversary action against Asset Acceptance, LLC. McCarther-Morgan alleges violation of the Fair Debt Collection Practices Act (“FDCPA”) and the California Rosenthal Fair Debt Collection Practices Act (“RFDCPA”). We review de novo. Price v. U.S. Tr. ( In re Price), 353 F.3d 1135, 1138 (9th Cir.2004).  ¶   The Bankruptcy Appellate Panel (“BAP”) properly affirmed the bankruptcy court’s dismissal of McCarther-Morgan’s FDCPA claim because the Bankruptcy Code precludes that claim. Walls v. Wells Fargo Bank, N.A., 276 F.3d 502, 510-11 (9th Cir.2002). The BAP also properly affirmed the dis-missal of McCartherMorgan’s RFDCPA claim be-cause the Bankruptcy Code preempts that claim. MSR Exploration, Ltd. v. Meridian Oil, Inc., 74 F.3d 910, 912-16 (9th Cir.1996).