Severson & Werson provides our financial institution clients full-service representation for commercial finance lending transactions in a variety of industries. This includes, among other things: preparation of lending agreements for a spectrum of credit facilities; specialized expertise in Uniform Commercial Code perfection, priority and secured lending issues; and advice, counseling and documenting of financings in the auto, mortgage loan warehousing, agriculture, manufacturing, petroleum and chemical, power generation and distribution, transportation and shipping, communications, retail and technology industries.
Most prominently, the Firm has prepared, advised and modified the foundational commercial finance loan agreements used by lenders in the automobile dealership finance industry; documented multi-billion dollar credit facilities used by Government-Sponsored Entities, with attention to avoiding fraudulent transfer issues related to lending in multi-borrower affiliate relationships; and provided advice and counsel to clients involved in syndicated and participated credit structures. Severson & Werson’s Financial Services Practice Group also has experience preparing security agreements for unusual forms of personal property collateral, such as broadcast licenses, loan portfolios, and intellectual property rights.