In a case similar to Lara v. First National Ins. Co. of America (9th Cir. 2022) 25 F.4th 1134 and also involving valuation of totaled cars under Washington law, the Ninth Circuit held that the district court should have certified a class on the claim that State Farm improperly deducted a negotiation discount meant to capture the typical amount buyers may negotiate down the price of a replacement car. The opinion distinguishes Lara on the ground that Lara involved an allegedly miscomputed, but permitted discount for the car’s pre-accident condition, whereas the plaintiffs in this suit claimed that Washington law did not permit a negotiation discount at all. So, on that claim there were not predominant individual questions.