On August 26, 2024, Megan Aldworth, Stephen Britt, Lanz Lipana, and Abinaya Prabakar presented for the American Bar Association’s Consumer Financial Services Committee. As panelists, they provided a month in review of recent developments and trends in consumer financial services. Topics included the future of consumer wires under the Electronic Funds Transfer Act (EFTA) and Regulation E, the CFPB’s proposed rule to streamline mortgage servicing under the Real Estate Settlement Procedures Act (RESPA) and Regulation X, and the CFPB’s proposed interpretive rule on earned wage access products with respect to the Truth in Lending Act (TILA) and Regulation Z.