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Duty of Care

The following summaries are of recent published decisions of the California appellate courts, the Ninth Circuit, and the United States Supreme Court. The summaries are presented without regard to whether Severson & Werson represented a party in the case.

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Generally, a landlord does not owe a duty of care with respect to open and obvious dangers on the property.  There is an exception, however, when it is foreseeable that, because of necessity or other circumstances, a person may choose to encounter the condition.  Here, the exception applied because the obviously dangerous stairway, with uneven risers and no handrail, led… Read More

While an employer has an affirmative duty to provide employees with a safe place to work (Lab. Code, § 6400(a); Seabright Ins. Co. v. US Airways, Inc. (2011) 52 Cal.4th 590, 603), this decision holds that this duty does not  include ensuring that an off-site meeting place for coworkers and business associates--such as at an employee’s private residence is safe… Read More

The Supreme Court holds that lenders and loan servicers do not owe borrowers a duty of care in handling their loan modification applications.  Lender and borrower are in privity of contract, and the economic loss rule prevents recovery for purely economic loss based on negligence between contracting parties.  The Biakanja factors apply only to parties not in privity of contract. … Read More

Torts, Medical Malpractice, Abandonment of Patient, Reliance on Other's Good Conduct, 1, 1 The trial court did not err in this medical malpractice case in not giving CACI 509, dealing with a doctor's abandonment of the patient.  For the instruction to be applicable, the doctor must accept the patient into his care and then refuse to treat the patient without… Read More

Gov. Code 831.7 (dealing with hazardous recreational activities) immunizes Santa Barbara from liability for the death by drowning of a paddle boarder.  Stand-up paddle boarding is a hazardous recreational activity.  Santa Barbara had no duty to warn as the risk of falling from the paddle board and drowning was inherent in the sport.  Santa Barbara was not grossly negligent, having… Read More

The Catholic church has a special relationship with minor parishioners who are in its custody and control when attending catechism classes or other church-sponsored programs, on church premises or elsewhere.  The Rowland factors provide no reason to immunize the church from owing a duty of care to protect such parishioners from sexual abuse by priests or other church employees.  That… Read More

An independent insurance agent that transacts business with many insurance companies is an agent of the insured, not any of the insurance companies, more akin to an insurance broker than a true insurance agent.  The insurer owes no duty of care to supervise such an agent and is not liable for the agent's torts.  In determining whether an applicant meets… Read More

As a general rule, a defendant owes no duty to protect another against harm that the defendant's own act or omission has not caused.  In particular, a defendant generally owes no duty of care to protect another from a third party's wrongful acts.  In deciding whether an exception to that general rule applies to a particular case, the court should… Read More

Daughter owed a duty of care to in-home healthcare aides she hired to assist her two elderly parents to warn the aides that there were loaded firearms on the premises.  It is foreseeable that a worker in the home would be injured by a loaded weapon, and public policy favored imposing a duty on the daughter who knew of the… Read More

After Iran nationalized its oil industry in 1951, it owned the oil fields and Abadan oil refinery.  Iram contracted with international oil companies for those companies to provide management and other services to operating companies that were incorporated in the Netherlands and owned in part by the international companies and in part by Iram.  This decision holds that the international… Read More

A contractor repairing a highway owes a duty of care to motorists using the highway.  The duty of care extends to protecting motorists from dangers on property adjacent to the repairs the contractor is performing.  See Ray v. Silverado Constructors (2002) 98 Cal.App.4th 1120, 1134; Thirion v. Fredrickson & Watson Construction Co. (1961) 193 Cal.App.2d 299, 304-305,  Here, the contractor… Read More

Generally, an insurance agent owes only a regular agent's duties of reasonable care, diligence, and judgment in procuring the insurance requested by an insured.  However, an insurance agent may assume a greater duty to the insured when one of the following three exceptions arise: “(a) the agent misrepresents the nature, extent or scope of the coverage being offered or provided,… Read More

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