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Exclusion for Injury to Contractor's Employee

The following summaries are of recent published decisions of the California appellate courts, the Ninth Circuit, and the United States Supreme Court. The summaries are presented without regard to whether Severson & Werson represented a party in the case.

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California Specialty Insulation, Inc. v. Allied World Surplus Lines Ins. Co. (2024) 102 Cal.App.5th 1

Plaintiff obtained a CGL policy from defendant which included an exclusion from coverage for injuries suffered by employees of a contractor.  The exclusion did not define "contractor."  The decision holds that the term is ambiguous.  It could mean anyone contracted to work on a construction project, as the insurer contended.  Or it could mean anyone with whom the insured had… Read More