BMW sent plaintiff a 998 offer, proposing to settle this personal injury case for $15,000 in exchange for a general release. The 998 offer did not mention entry of judgment against BMW or specify that plaintiff would file a dismissal with prejudice instead. Plaintiff accepted the offer. Then the parties disagreed about terms of the release and entry of judgment. This decision holds that unless the 998 offer expressly provides otherwise, acceptance of the offer leads to entry of a judgment against the defendant in the amount of the offer. A 998 offer must dispose of the action; it can’t leave it still pending after the settlement. The default rule is that acceptance of the offer leads to entry of judgment against the defendant. If the offering defendant wishes instead for the plaintiff to file a dismissal with prejudice, it must say so expressly in the 998 offer.