CFPB Announces Notice of Proposed Rulemaking — Acknowledges that FDCPA Excludes Creditors, but Might Explore Using Dodd-Frank Authorization to Apply the FDCPA to Creditors

“The way in which proposed rules might define “collectors” would be critical to determining the scope of the proposed rules. The Bureau is especially interested in information bearing on whether a rule under the Dodd-Frank Act would be useful to protect consumers from the conduct of creditors collecting in their own names on debts arising out of consumer credit transactions.”  See the Notice of Proposed Rulemaking at CFPB 2013 ANR