Consumer Finance

FTC Brings Enforcement Action arising out of Debt Collection Text Messages

September 26, 2013

A Glendale, California-based debt collector will pay $1 million to settle FTC charges that the defendants violated federal law. This is the first FTC action against a debt collector who used text messaging to attempt to collect debts in an unlawful manner. The message here, according to the FTC, is that a text message is debt collection “communication” under the FDCPA that must include the disclosures and identification obligations that the FDCPA requires in the 160 character limit typical of most text messages. http://ftc.gov/opa/2013/09/nacs.shtm

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Consumer Finance

FTC Brings Enforcement Action arising out of Debt Collection Text Messages

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