In Loretta Williams v. DDR Media, LLC, et al., No. 22-CV-03789-SI, 2023 WL 5352896, at *3–5 (N.D. Cal. Aug. 18, 2023), United States District Court Judge Susan Illston held, on a motion to dismiss, that Jornaya's recording of Plaintiff's website activity for the operator's later use did not violate CIPA. Specifically, Plaintiff argues that Jornaya violated the second prong of… Read More
In CONSUMER FINANCIAL PROTECTION BUREAU, Plaintiff, v. CRAIG MANSETH, et al., Defendants. Additional Party Names: Darren Turco, Jacob Adamo, JTM Cap. Mgmt., LLC, UHG I LLC, UHG II LLC, UHG, LLC, United Debt Holding LLC, No. 22-CV-29-LJV, 2023 WL 5400235, at *8–9 (W.D.N.Y. Aug. 22, 2023), Judge Vilardo allowed the CFPB to proceed over objections from some defendants that they… Read More
In Bohnak v. Marsh & McLennan Companies, Inc., No. 22-319, 2023 WL 5437558, at *1 (2d Cir. Aug. 24, 2023), the Court of Appeals for the Second Circuit addressed Article III standing requirements and a framework in data breach cases where an individual whose personally identifying information (“PII”) is exposed to unauthorized actors, but has not (yet) been used for… Read More
In In re Marriott Int'l, Inc., No. 22-1744, 2023 WL 5313006, at *6 (4th Cir. Aug. 18, 2023), the Court of Appeals for the 4th Circuit rejected class certification in a data breach case. First, the Court of Appeals found that addressing the Defendant's contractual class-action waiver defense needed to be done prior to class certification and not after. The… Read More
In Trim v. Reward Zone USA LLC, No. 22-55517, 2023 WL 5025264, at *3–4 (9th Cir. Aug. 8, 2023), the Court of Appeals for the 9th Circuit held that to be a prerecorded voice message under the TCPA, the message must be audible. Prerecorded text messages which have no sound component are not voice messages within the statute's meaning even… Read More
Judge Larry Alan Burns of the Northern District of California addressed four different arguments on a Motion to Dismiss a CCPA cause of action. Holding No. 1: allegations that a business failed to utilize alleged industry technology was sufficient to plead a failure to implement and maintain reasonable security measures. [Defendant] argues that the CCPA doesn't impose a duty to… Read More
In Brown v. Google LLC, No. 4:20-CV-3664-YGR, 2023 WL 5029899, (N.D. Cal. Aug. 7, 2023), United States District Court Judge Yvonne Gonzalez Rogers details what constitutes standing to defeat a motion for summary judgment on breach of contract and various privacy violation claims: “To have Article III standing to sue in federal court, plaintiffs must demonstrate, among other things, that… Read More
In People v. Ct. Ventures, Inc., No. G061093, 2023 WL 4673750, at *3–4 (Cal. Ct. App. July 21, 2023), the Court of Appeal in an unpublished decision limited the scope of the CRA to current owners/licensees of PII. Civil Code section 1798.82 provides in relevant part: “(a) A person or business that conducts business in California, and that owns or… Read More
In Chavez v. Golden Auto Grp., Inc., No. E078712, 2023 WL 4875175, at *1–2 (Cal. Ct. App. Aug. 1, 2023), the Court of Appeal found in an unpublished decision that a deferral agreement to pay a downpayment in installments that was not reflected on the RISC violated Rees-Levering. The ASFA requires car dealers to disclose all the terms of a… Read More
The CFPB be issued an Advisory Opinion this Spring prohibiting a debt collector from suing or threatening to sue on a time-barred debt. Regulation F prohibits a debt collector from suing or threatening to sue to collect a timebarred debt. 14 As the CFPB explained in finalizing this prohibition, “a debt collector who sues or threatens to sue a consumer… Read More
In Scherrer v. FPT Operating Co., LLC, No. 19-CV-03703-SKC, 2023 WL 4660089, at *2–4 (D. Colo. July 20, 2023), Magistrate Crews denied a motion to dismiss a TCPA case addressing whether the Five9 system was an ATDS. The Supreme Court then continued in Footnote 7 to reject Duguid's argument that the patent cited by the Amici Curiae brief (and thus… Read More
In Rojas v. HSBC Card Servs. Inc., No. D077931, 2023 WL 4635056, at *1–2 (Cal. Ct. App. July 20, 2023), the Court of Appeal waded into an employer's recording of all calls of its employees whose job it is to communicate with the employers' customers. Rojas received hundreds of personal calls from her daughter Alejandra, an employee at an HSBC… Read More
The Court of Appeals for the Second Circuit issued the Sessa decision last week: Sessa v. TRANS UNION, LLC, Court of Appeals, 2nd Circuit 2023. This line of cases, following the 9th Circuit’s Gross decision, continues to wrestle with the distinction between a legal and factual dispute under the FCRA, which is also complicated by evolving standards applicable to furnishers… Read More
The CFPB issued its Summer 2023 Supervisory Highlights, including a section on security protocols. "The CFPB’s Supervision program evaluates information technology controls at supervised institutions that may impact compliance with Federal consumer financial law or implicate risk to consumers. The CFPB assesses the effectiveness of information technology controls in detecting and preventing data breaches and cyberattacks. For example, inadequate security… Read More
United States District Court Judge Cynthia Bashant, of the Central District of California, ruled on several privacy claims on a motion to dismiss. Addressing injury in fact: "Plaintiff alleges Defendant collected his personal information in violation of the California Constitution and various California statutes. (Am. Compl. ¶ 1.) Among the collected data are his “geolocation, ... communications related to his… Read More
A District Court in Washington dismissed Plaintiffs' claim for statutory damages because they failed to give pre-suit notice under the CCPA. The Court dismissed the request for statutory damages without prejudice meaning Plaintiffs can give notice (despite the pending action) and then seek to amend and add back in a request for statutory damages. Plaintiffs ... insist that they seek… Read More
In Brown v. Transworld Sys., Inc., No. 22-35244, 2023 WL 4536970, at *4–5 (9th Cir. July 14, 2023), the Court of Appeals for the 9th Circuit affirmed its prior decision in Walls v. Wells Fargo. We held that Walls did not preclude his claim because “whether an unfair debt collection practice occurred does not depend on issuance or enforcement of… Read More
In Hall v. Smosh Dot Com, Inc., No. 22-16216, 2023 WL 4281815 (9th Cir. June 30, 2023), the Court of Appeals for the 9th Circuit found Art. III standing for a phone subscriber suing under the TCPA for a DNC violation. Hall sued Dot Com and Mythical Entertainment, LLC for sending five text messages to a cell phone number that… Read More
In Roberts v. Carter-Young, Inc., 2023 WL 4366059 (N.D. N.C. 2023), Magistrate Auld dismissed an FCRA claim grounded in a legal dispute surrounding the product that was financed. Critically, “[a] legal dispute on the underlying debt is a collateral attack on the credit report and is insufficient to sustain a FCRA claim.” Wilson v. Chrysler Cap., No. 19-CV-975, 2019 WL… Read More
On June 30, 2023, the Sacramento County Superior Court granted Cal Chamber's petition for writ of mandate. The Court stayed the California Privacy Protection Agency's ability to enforce CPRA regulations for twelve months from implementation. The regulations that became final on March 29, 2023 may not be enforced by the Agency until March 29, 2024. Read More
