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Notice from Furnisher of Re-investigation Results

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District Court (La.) Dismisses FCRA Case Against Auto Finance Co.; Says Plaintiff Must Plead Both Notice to CRAs by Consumer and Notice from CRAs to Furnisher; Says Furnisher’s Failure to Notify Consumer of Results of Re-investigation w/in 30 Days is Not Actionable Under FCRA

by Scott J. Hyman |

In Desselle v. Ford Motor Credit Co. LLC,  2014 WL 4635545 (E.D.La. 2014), Judge Fallon dismissed a FCRA claim against an automobile finance company. Here, Desselle does not allege that the three credit reporting agencies notified Ford Credit of the dispute. He merely asserts that he himself notified the three credit reporting agencies and Ford Credit, and that Ford Credit failed to… Read More