Skip to Content (Press Enter)

Skip to Nav (Press Enter)

Effective, Experienced, Exceptional.

Firm Profile

Restitution/Disgorgement

Subscribe to Consumer Finance

Thank you for your desire to subscribe to Severson & Werson’s Consumer Finance Weblog. In order to subscribe, you must provide a valid name and e-mail address. This too will be retained on our server. When you push the “subscribe button”, we will send an electronic mail to the address that you provided asking you to confirm your subscription to our Weblog. By pushing the “subscribe button”, you represent and warrant that you are over the age of 18 years old, are the owner/authorized user of that e-mail address, and are entitled to receive e-mails at that address. Our weblog will retain your name and e-mail address on its server, or the server of its web host. However, we won’t share any of this information with anyone except the Firm’s employees and contractors, except under certain extraordinary circumstances described on our Privacy Policy and (About The Consumer Finance Blog/About the Appellate Tracker Weblog) Page. NOTICE AND AGREEMENT REGARDING E-MAILS AND CALLS/TEXT MESSAGES TO LAND-LINE AND WIRELESS TELEPHONES: By providing your contact information and confirming your subscription in response to the initial e-mail that we send you, you agree to receive e-mail messages from Severson & Werson from time-to-time and understand and agree that such messages are or may be sent by means of automated dialing technology. If you have your email forwarded to other electronic media, including text messages and cellular telephone by way of VoIP, internet, social media, or otherwise, you agree to receive my messages in that way. This may result in charges to you. Your agreement and consent also extend to any other agents, affiliates, or entities to whom our communications are forwarded. You agree that you will notify Severson & Werson in writing if you revoke this agreement and that your revocation will not be effective until you notify Severson & Werson in writing. You understand and agree that you will afford Severson & Werson a reasonable time to unsubscribe you from the website, that the ability to do so depends on Severson & Werson’s press of business and access to the weblog, and that you may still receive one or more emails or communications from weblog until we are able to unsubscribe you.

District Court (Cal.) Finds Factual Question of Whether Data Breach Proximately Caused Loss of Cryptocurrency, But No Basis for Restitution under B&P Code 17200

by Scott J. Hyman |

In Fraser v. Mint Mobile, LLC, No. C 22-00138 WHA, 2022 U.S. Dist. LEXIS 76772, at *2 (N.D. Cal. Apr. 27, 2022), Judge Alsup denied summary judgment to a defendant claiming that its data breach did not proximately cause the Plaintiff's cryptocurrency loss.  The facts were as follows: Defendant Mint Mobile, LLC is a mobile virtual network operator that currently… Read More

District Court (Cal.) Certifies FDCPA Class; Says 17200 Injunctive Relief Not Available Where Class Unlikely To Be Subjected to Further Collection Efforts

by Scott J. Hyman |

In Solberg v. Victim Services, Inc, dba Corrective Solutions, 2018 WL 6567072 (N.D.Cal., 2018), Judge Chhabria certified an FDCPA class, but declined to award injunctive relief under the UCL because the putative class was unlikely to be the subject of further collection activity. The plaintiffs also seek restitutionary and injunctive relief under the UCL. As an initial matter, the plaintiffs… Read More

9th Cir. Defines What Is Recoverable under California’s UCL

by Scott J. Hyman |

In Chowning v. Kohl’s Department Stores, Inc., 2018 WL 3016908, at *1–2 (9th Cir.  2018), the Court of Appeals for the Ninth Circuit discussed the limited parameters of what is recoverable under California's UCL. Wendy Chowning appeals the district court’s grant of summary judgment to Kohl’s Department Stores, Inc. and Kohl’s Corporation (collectively “Kohl’s”) in her putative class action regarding… Read More