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Unconscionability

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District Court (Cal.) Finds Consumer Loans Violated EFTA/UCL Because Loans Were Conditioned on Consent to Automatic Withdrawal from Checking Account; Denied Defendant’s MSJ that its Loans Were Not Unconscionable

by Scott J. Hyman |

In de la Torre v. CashCall, Inc., --- F.Supp.2d ----, 2014 WL 3752796 (N.D.Cal. 2014), Judge James granted partial summary judgment to class-action Plaintiffs on their allegation that CashCall’s the loans violated the UCL because they were conditioned on the debtors were required to check a box indicating that they authorized CashCall to withdraw their scheduled loan payments from their… Read More