Experienced Finance Attorneys in San Francisco and Irvine
We are experts in this business because we have learned it from our clients. We listen to, study with and work right alongside those whose lives and businesses we champion. In turn, we harness our clients’ expertise to advocate with judges, juries and adversaries, wielding game-changing knowledge and insights about the business, legal, structural and financial issues facing our clients and the honest, principled decisions that their people make day in and day out. At Severson & Werson, your business is, quite literally, our business.
We very intentionally have trained generations of lawyers to be equally well steeped in the history and modern evolution of consumer and commercial lending. Just as we were there during the proliferation of branch banking in the mid-20th century, and the blossoming of interstate banking and lending in the 1990s, we are at the forefront of developments—and associated risks, challenges and opportunities—in online financial services and FinTech.
As a continuing commitment to the industry, Severson & Werson’s dedicated financial services attorneys regularly take the institutional knowledge that our banking clients have entrusted to us and bring that back to them by providing complimentary in-house seminars and small-group training, through one-on-one advice, arranging for a seconded counsel, and counseling and in any number of other ways custom tailored to our clients’ needs.
Commercial Litigation Attorneys
When a business borrower fails and chooses to blame the lender, Severson & Werson’s attorneys are prepared to defend the claims. Our team of commercial litigation attorneys have tried dozens of “lender liability” and debt denial cases to defense verdicts before judges, juries and arbitrators in jurisdictions throughout the United States and we have brought scores more to successful pretrial conclusions.
Class Action Defense
No firm nationwide is better qualified than Severson & Werson to defend consumer class action cases. Our class action defense lawyers obtained a successful jury verdict for one of the largest consumer cases to ever go to trial in California, and are at the forefront of unfair business practice litigation, having pioneered successful defense theories that are now routinely imitated by other defense firms.
Branch Operations Counseling
The attorneys at Severson & Werson counsel commercial and retail banks, auto finance firms and mortgage lenders regarding a vast array of operations issues. This work is as personal as it is technical, and calls for judgment and experience and prompt, sure-footed responsiveness. That is just what we provide.
Collections (Bankruptcy & Replevins)
Our attorneys regularly represent creditors regarding realization on collateral. We have handled a high volume of matters involving claim and delivery actions and consumer bankruptcy relating to the sale and lease of vehicles.
Commercial Loan Documentation/Dealer “SOT” and Work-Outs
Our automotive finance attorneys represent auto finance companies in dealer loan originations and real estate loans. Our team is very active in handling dealer defaults and workouts, and enforcing the lender’s rights and remedies.
Retail Litigation
Our team of litigators has handled virtually every type of claim for its auto finance clients, including those involving direct and indirect lender liability issues. Our automotive finance attorneys regularly assists its auto finance clients against claims filed by consumers indirectly under State and Federal “holder” rules, or directly arising from origination, disclosure, or debt servicing theories.
