This was a complex case arising out of a failed low-income housing project and involving sophisticated tax credit syndication issues. In voir dire, several jurors in this Central Los Angeles Superior Court admitted mixed feelings (at best) about banks. Yet, after two weeks of trial and less than an hour of deliberation, a unanimous jury concluded that the developer had failed to keep its commitments. They also soundly rejected claims that PNC Bank had waived its rights by tolerating past failures or by signaling the project’s failure before performance deadlines. Post-trial interviews showed the jurors to have a remarkably sophisticated grasp of the issues. The final Judgment was for in excess of $4.1 million, including 100% of the attorney fees requested by Severson & Werson.